Loan Payment Assistance

Important Security Alert: Stay Safe from Fraudulent Sites – We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to steal personal information.

We want to remind you of the importance of staying vigilant and ensuring you are securely accessing our legitimate online banking services. When conducting your online banking, always double-check that you are visiting our official websites:

bayfed.com
bayfedonline.com

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Financial Hardship

If you are experiencing financial difficulties, you may qualify for a deferral or reduced loan payment through Bay Federal’s Consumer Preservation Program.

To qualify, you must:

Have made a minimum of 12 payments to the Credit Union on your auto loan.
Have sufficient income to qualify for relief.

Note: All borrowers and co-borrowers must sign the Consumer Preservation Program Application and submit supporting income and hardship documentation to Loss Mitigation for review.

If you have any questions contact Loss Mitigation at 831.479.6000, ext 124.

If you're at risk of missing a mortgage payment or foreclosure, please review our Foreclosure Prevention page for helpful information.

Consumer Preservation Program Foreclosure Prevention

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.