Business Visa® Credit Card

Enjoy immediate access to the funds you need to run your business whenever and wherever you need it. Plus, easily manage expenses for authorized employees.

Visa Credit Card

With credit lines up to $50,000, Bay Federal’s Business Visa® Credit Card is the perfect fit for any size business. 


  • No Annual Fee
  • Low Variable Interest Rate
  • Multiple Authorized Users Allowed
  • No Daily Spending Limit
  • BayREWARDS Points on All Purchases.*


  • Protection Against Fraud with the Zero Liability Policy
  • Peace of Mind with the Auto Rental Collision Damage Waiver
  • Added Online Safety with Purchase Security
  • Equipment Covered with Extended Warranty Protection (some exclusions apply)
  • Trip Interruption Support with Travel and Emergency Assistance Services

Visa Secure

Bay Federal is also committed to making shopping safe for our members through Visa Secure, the safe way to add additional protection to your online shopping experience when you use your Visa credit or debit card. It is convenient, easy to activate, and the service is entirely free.

verified by visa

Visa Secure includes:

  • Protection Against Fraud
  • Special Offers and Discounts
  • No Additional Fee

*See our BayREWARDS Brochure, and Business BayREWARDS Terms and Conditions for more information.
To redeem your BayRewards points, login to your Bay Federal Online Banking account, choose “BayRewards” from the main menu, then select your card from the list provided.

VISA is a registered trademark of VISA, Inc.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.