Business Savings

We want to help you make your money grow. Choose a BayFed Savings account to do exactly that!

It's Easy to Get Started

We want your new account opening experience to be smooth and easy.
Please use this New Business Account Checklist to help you gather the documents and information necessary to open your new business account.

Business Savings Accounts

Business Membership Savings

At Bay Federal Credit Union, we pride ourselves on going above and beyond for our members. We invite you to take the first step in establishing your membership with us by opening a Business Membership Savings account.

  • Open your account with as little as $100.
  • Unlock access to loans and services.
  • Avoid a monthly service charge with a minimum daily balance of $100.1

Business Money Market Advantage

Whether you need a temporary home for end-of-year bonus funds or you’re saving up for a big purchase, you may as well earn interest!

  • Open your account with as little as $0.01!
  • No monthly maintenance fees.
  • Earn higher dividends on your first $2,500.
  • Keep easy access to your funds.
  • Earn more interest than a Membership Savings account.2

Titanium Business Savings

This high-balance savings account earns even more interest than the Business Money Market account.

  • Open your account with $25,000 or more.
  • Earn more interest than a Business Money Market account.3

Savings Certificates

For those who prefer a guaranteed rate of return for a specific term, we also offer certificates of deposit.1 See our current rates for more information.

1See current Fee Schedule for important information about fees and charges.
2Required minimum balance:$0.01. This account receives a blended interest rate depending on account balance, according to our current rates.
3Required minimum balance: $25,000 to open the account, $100 minimum daily balance to earn dividends. 

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