Money Management

Money Management is your Personal Financial Management (PFM) tool that is available for free within BayFedOnline and through your BayFed Mobile App. 

Features within Money Management

This tool helps you to understand your finances by seeing all of your accounts (including those from other financial institutions) in one place. You’ll also see easy-to-understand graphics that let you view the relative health of your budgets, and auto-categorized transactions to help you watch your spending.

  • Debt payoff forecasting
  • Goals to include debt payoff, savings, and retirement
  • Cash Flow calendar
  • Auto-categorization of transactions
  • Text and email alerts
  • Detailed Net Worth analysis and tracking

Money Management FAQ

Add accounts from other institutions so you can view your whole financial picture in one place. Nearly any financial account can be linked! Checking and savings accounts, investments, credit cards, loans, mortgages, and other lines of credit can all be added. You can also easily track Cash or Property values by adding manual accounts.

Transactions will be automatically cleansed for readability, and categorized to make it easy to see where your money is going. However, not all transactions can be automatically categorized, so it’s important to review your transactions regularly. For example, checks and ATM withdrawals will be left “Uncategorized,” and you will be prompted to assign a category for such transactions. Make any changes necessary to ensure your spending data is complete and accurate.

It can be helpful to review your Spending chart after reviewing your Transactions. You will better understand how your transaction categories influence your financial reports, and can often reveal spending details that need to be recategorized.

A budget makes it easy to visualize how much you’ve spent and how much money you have left for the month. Select “Auto Generate Budget” to let Money Management calculate your average monthly spending in each category for the last two months with complete data. This gives you a realistic starting point for your budget. 

If you have a problem or question about Money Management, we encourage you to contact our support team. Feedback can be submitted through this channel as well. 

To submit a support request:

  1. Click on the Help icon.
  2. Click on “Submit a Support Request” at the top right.
  3. Provide a detailed description of your question, problem, or another request.
  4. Submit.

Upon submitting your request, you will receive an email verifying receipt of your ticket. An agent will respond to you via email within one business day. If you have not seen the response within one business day, check your junk or spam folder.

If you have more questions, please refer to our Money Management User Guide for complete instructions. You can also call our Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED, option 3.

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