Skip a Loan Payment - Bay Federal Credit Union

Important Security Alert: Stay Safe from Fraudulent Sites – We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to steal personal information.

We want to remind you of the importance of staying vigilant and ensuring you are securely accessing our legitimate online banking services. When conducting your online banking, always double-check that you are visiting our official websites:

bayfed.com
bayfedonline.com

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Is there a fee?

Is there a fee?

The fee for each skipped payment is $30. Interest will continue to accrue during the skipped payment period, and this skip will have no impact on your credit score or history. This feature is not available for home loans, credit cards, or revolving lines of credit.

Am I eligible?

To check your eligibility for Skip Pay and to process the skip, the process is easy:

BayFed Online

Login to BayFedOnline
Select "Skip a Loan Payment" under "Additional Services."

BayFed Mobile App

Login to the BayFed Mobile app
Select "More" at the bottom of your screen
Select "My Services" at the top
Choose "Skip a Loan Payment."

Other Methods

Visit a branch to skip a payment in-person
Call our Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED

You can use the extra funds for unexpected expenses, travel plans, other bills, or anything else!

Get started today!

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.