Should I Refinance Calculator

Important Security Alert: Stay Safe from Fraudulent Sites – We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to steal personal information.

We want to remind you of the importance of staying vigilant and ensuring you are securely accessing our legitimate online banking services. When conducting your online banking, always double-check that you are visiting our official websites:

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Should I Refinance Calculator

Loans & Savings Home & Mortgage Budgeting & Retirement

This calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you. In addition, it will calculate the number of months to break-even on closing costs with your reduced monthly payment. Click the 'View Report' button for a detailed look at the results.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.