Open a youth savings account and we'll match the first deposit up to $25!*
A Gift that Lasts Long After the Holidays
This year, wrap up something truly meaningful: the gift of financial confidence. Teaching kids and teens how to save is one of the best presents you can give. By opening a Youth Savings account, you’re helping them learn the joy of setting and achieving goals, building good habits, and watching their money grow over time.
We’ll match their first deposit up to $25!*
To make the season even brighter, Bay Federal Credit Union will match the first deposit up to $25 when you open a Youth Savings account for someone under 18. It’s our way of celebrating your commitment to helping the next generation start their savings journey with a little extra cheer.
Visit any Bay Federal branch and open a Youth Savings account before December 31 to take advantage of this limited-time holiday offer!
The Perfect Holiday Gift
Starting a savings account now teaches valuable lessons that last well beyond the holidays:
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Encourages healthy money habits from an early age
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Builds goal-setting skills for things they truly want
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Shows the power of saving—and watching money grow
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Creates a meaningful tradition that keeps on giving
Other Resources for Kids
BayTeen Checking
Is your 11-17 year-old child ready for some financial responsibility? A BayTeen Checking account is a great way to start! These accounts have safeguards for healthy spending and include debit cards, allowing your teen to learn healthy habits.
Financial Wellness
If you or your child is interested in learning about money management and financial wellness, we have resources for all ages.
Online and Mobile Banking
All of our members have access to online and mobile banking. Manage your money on-the-go with mobile check deposits, ways to transfer funds, and view your statements from anywhere.
*Offer available to new members that open a youth savings account between November 3 and December 31, 2025. Bay Federal Credit Union will match the opening deposit up to $25. The match amount will be credited within 30 calendar days of account opening. Account must be open, in good standing, and maintain a minimum balance of at least the amount matched at the time of credit. Offer available for members under 18 years of age. Only one account per member. Existing members and former members who closed their membership after October 1, 2025, are not eligible for this offer. Other terms and conditions may apply. Bay Federal Credit Union membership is required. Offer subject to change or withdrawal at any time. For more information, visit bayfed.com, any Bay Federal Credit Union branch, or call us at 831.479.6000 or at 888.4BAYFED.