Do the BayFed Math

4-Star Meal + 4-Star Hotel = Points Towards a Star-Filled Flight

Every Swipe Earns Rewards

With Pacific Points, all of your purchases lead to a more exciting tomorrow. What do five seafood dinners add up to? Points towards your next Hawaii trip. Your flight + a rental car? A reason to upgrade to an ocean-view room.

Do the BayFed Math and get yourself a Pacific Points credit card. 

Pacific Points Visa Card

0% APR for 15 MO.*

After that, 15.74% variable APR.
Up to 3x points back.†

Plus, earn 25,000 Bonus Points‡ when you spend $2,500 within the first 90 days.

Put your points toward whatever you want.

Already a BayFed member? Apply through online or mobile banking for an streamlined experience. 

Earn Points on What You Love

Whether you're enjoying a meal out, planning your next trip, or making everyday purchases, Pacific Points helps you earn rewards along the way.

3x Points

on dining purchases

2x Points

on travel, including flights, hotels, and transportation

1x Point

on all other purchases

Additional Info & Disclosures

* 0% Introductory Annual Percentage Rate (APR) for the first 15 statement closing dates following the opening of your account. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.

† Points earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the rewards card during each day by the cardholder. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.

‡ To qualify for and receive 25,000 Bonus Points, you must make net retail purchase transactions totaling at least $2,500 (i.e., purchases less credits, returns, and adjustments) that post to your account within 90 days of the account open date. Certain restrictions, limitations, and exclusions apply.

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