Bay Federal Credit Union will be closed on Tuesday, November 11, in observance of Veterans Day

Our branches and call center will be closed on Tuesday, November 11, in observance of Veterans Day. Online and mobile banking, as well as our network of ATMs are available for your banking needs. Our branches will reopen at 10 AM on Wednesday, November 12. View our holiday schedule.

Member Account Verifications

The Supervisory Committee has engaged CliftonLarsonAllen, LLP Certified Public Accountants to complete the annual audit of Bay Federal Credit Union.

The Supervisory Committee has engaged CliftonLarsonAllen, LLP Certified Public Accountants to complete the annual audit of Bay Federal Credit Union.

In conjunction with the audit, the auditors will select a sample of members’ share and loan accounts to verify account balances directly with the account owner by letter. If your account has been selected as part of the auditing process, you will receive a letter from CliftonLarsonAllen, LLP requesting information on a designated account. Members with multiple accounts may receive more than one letter.

Letters will come from the Minneapolis Service Center of CliftonLarsonAllen via US mail. Members will not be asked to verify their account information by any other means, including electronic.

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Holiday Schedule

Bay Federal branches are closed on the following days for Federal holiday observances:

Indigenous Peoples’ Day	Monday, October 13, 2025
Veterans Day	Tuesday, November 11, 2025
Thanksgiving Day	Thursday, November 27, 2025
Christmas Eve (Closes at 1 PM)	Wednesday, December 24, 2025
Christmas Day	Thursday, December 25, 2025
New Year’s Day	Thursday, January 1, 2026
Martin Luther King, Jr. Day	Monday, January 19, 2026
Presidents' Day	Monday, February 16, 2026
Employee Appreciation Event (Closes at 1 PM)	Saturday, March 21, 2026
Memorial Day	Monday, May 25, 2026
Juneteenth National Independence Day	Friday, June 19, 2026
Independence Day	Saturday, July 4, 2026
Labor Day	Monday, September 07, 2026
Indigenous Peoples' Day	Monday, October 12, 2026
Veterans Day	Wednesday, November 11, 2026
Thanksgiving Day	Thursday, November 26, 2026
Christmas Eve (Closes at 1 PM)	Thursday, December 24, 2026
Christmas Day	Friday, December 25, 2026
New Year's Day	Friday, January 01, 2027

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