Bicycle Loans

Cruise around town on a new or used bicycle or eBike! Bicycles are great for exercise, running errands, and reducing your carbon footprint.

What does a bike loan cover?

What does a bike loan cover?

We can help you get the bike of your dreams, whether it be a mountain bike for traversing the redwood forests, a cruiser for trips to the beach, or an eBike to really travel in style. 

  • Loan amounts from $500 to $7500*
  • Available for new or used bikes

Get ready to cruise in style! Whether you want a mountain bike, a cruiser, a trike, or an eBike, we’re here to help you buy the bicycle of your dreams.

*Minimum loan amount is $500; maximum $7500. Purchase is available on new, used, and electric bicycles. Financing up to 100% from licensed bicycle retailer. Up to 10% of the bicycle purchase price allowed for accessory add-ons. Total purchase price, including accessories, cannot exceed 110% of the retail price of the bicycle. All loans subject to credit approval with credit score and income verification, and valid Social Security Number or ITIN per Bay Federal Credit Union lending requirements. Must have a valid identification (such as a valid driver’s license or valid government-issued photo ID). Bay Federal Credit Union membership required at the time of closing.

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