We're celebrating one year in Marina! Join us for fun activities, an outdoor movie screening, a free anniversary gift, and more.
Anniversary Week Limited-Time Offer
Auto Loan Refinance
Get $400 cash back!1 Receive a limited-time refinance bonus to celebrate 1 year in Marina and put some money back in your pocket.
That's not all! You can also enjoy 90 days before your first payment.2 Sounds like a win-win!
New Checking with Refinance
When you open a new checking account at the same time as your refinance and complete a few simple steps, you'll become eligible for an additional $200!3
Why Join Bay Federal
More Than a Credit Union — A Community
Bay Federal Credit Union is a local, not-for-profit cooperative that has been helping members reach their financial goals since 1957. We’re proud to be recognized by Forbes as one of the Best-In-State Credit Unions for the last 2 years in a row.
When you join Bay Federal, you become part of a member-owned community committed to financial wellness, competitive rates, and personalized service. With our new Marina branch, you’ll have convenient access to friendly experts who are ready to help you thrive.
There is More Good News on the Horizon
Keep an eye out for a special anniversary offer coming soon!
Thank You For Being Such A Good Neighbor!
Over the past year, we have helped over 3,000 members at our newest branch and supported local organizations through donations and volunteer hours.
We have enjoyed getting to know every one of you, and we're just getting started.
Now, we are celebrating with the community that made it possible.
Join us for fun activities, an outdoor showing of Zootopia, and more.
You'll want to come early to this one! The first 250 attendees receive a free Anniversary Blanket.
Tuesday, September 15th at 5:30 PM
Movie starts at 7:00 PM
Village Square Park, 10th Street
Down the Promenade from our Marina Branch
Your Marina Financial Partners
Denise Gomez
Assistant Vice President, Branch Manager
Lilly Garcia-Johnson
Service Manager
For the past year, Denise and Lilly have been proud to serve the Marina community, helping members feel confident about their finances and providing a plan to help them succeed financially.
With a shared commitment to financial wellness, personalized service, and community connection, they’re here to help with whatever comes next, from everyday banking needs to bigger financial goals.
Stop by and say hello to Denise, Lilly, and the Marina team. They look forward to year two of serving you and the Marina community.
You made our first year one worth celebrating. Thank you!
1$400 auto loan bonus paid within five (5) business days of funding to membership savings account. Offer available on the refinance of a 2016 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal Auto Loans are not eligible for this offer. Offer valid to new and existing members on direct auto refinances of $10,000 or more.
All loans subject to credit approval with credit score (Experian FICO V9 Auto Score) of 640+, income verification and valid Social Security Number or ITIN per Bay Federal Credit Union lending requirements. Maximum LTV up to 125%. Must have a valid driver’s license. Bay Federal Credit Union membership required at the time of closing. Loan must be funded from September 14 to 19, 2026, to qualify for this offer. Business memberships and Bay Federal Credit Union employees and officers are not eligible. Other terms and conditions may apply. This offer is subject to change without notice. For more information, call us at 831.479.6000 or toll-free at 888.4BAYFED.
2First payment deferred for 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin.
3An additional $200 checking bonus is available when a qualifying auto refinance is funded, and a new checking account is opened at the time of or after funding. Account must be opened from September 14 to 19, 2026. To qualify, enroll in eStatements and complete one qualifying debit card purchase (ATM transactions excluded). All requirements must be met within sixty (60) calendar days of loan closing. Bonus will be paid to the checking account within five (5) business days of qualifying. Account must be in good standing at time of payout. All checking accounts subject to approval. Members who have had an open Bay Federal Checking account in the past six (6) months are ineligible.