This depends on the delivery option you select when you initiate the transaction.
Standard Delivery
The recipient will be notified of the payment on the send date and will receive the money in three business days if you are sending money to someone who has previously used Popmoney and turned on Automatic Deposit, or if you have provided your contact's bank account information (this option is only available in BayFedOnline).
If the recipient has neither previously used Popmoney nor turned on Automatic Deposit, they must provide their bank account information. Once they have done so, they will receive the funds within three business days.
Express Delivery
The recipient will be notified of the payment on the send date and will receive the money the next business day if you are sending money to someone who has used Popmoney and turned on Automatic Deposit or if you have provided your contact's bank account information.
If the recipient has not previously used Popmoney, or has not turned on Automatic Deposit, they must provide their bank account information by 10:00 PM Pacific Time in order to receive the funds the next business day.