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Michelle Berridge, Supervisory Committee Chairperson

Michelle Berridge

As a proud member of Bay Federal Credit Union for more than 20 years, I am honored to be a part of the Supervisory Committee. My professional experience is derived from many different industries; movie and television production studios, event planning, manufacturing, beverage distribution, non-profits and technology. I began my career as an administrative assistant for a movie studio in Burbank then shifted to accounting when I relocated to Santa Cruz county. I moved up through the ranks of several organization’s finance and accounting departments to my current position as Controller for Alvarez Technology Group located in Salinas. I hold B.S. degree in Business Administration with concentration in Accounting from the University of Phoenix where I graduated with honors.

Bay Federal Credit Union has a reputation that is irrefutable and is part of our community’s positive changes. I want to assist in safeguarding this valuable reputation and continue the positive community involvement. As a member of the Supervisory Committee, I look forward to learning more about the banking industry and the challenges Bay Federal and other credit unions face.

Pat Pfremmer, Committee Member

Pat Pfremmer - Bay Federal Credit Union Supervisory CommitteeI joined Bay Federal Credit Union in 1965, when I enrolled in UCSC's Pioneer Class. In 1981 I was elected to the Board of Directors, where I served for ten years, including two terms as chairperson. I was asked to come back as a member of the Supervisory Committee in 2003 and I currently serve as the Committee's co-chair. I am a strong believer in active community involvement. Throughout my 35-year career as a law librarian at UCSC's McHenry Library and at the Santa Cruz County Law Library I participated in numerous non-profits, service clubs and local and state government citizen committees. I am a life member of Santa Cruz Women Lawyers and enjoy activities sponsored by the UCSC Women's Club. I am presently self-employed, engaged in highly specialized research with a focus on successful adoption reunions, locating difficult-to-find-people and elder abuse fraud. Bay Federal has been my primary financial institution for almost 50 years! I feel privileged to be affiliated with with such a prominent local credit union and I am so proud of all who work and volunteer here. 

Suzanne Shaug, Committee Member

Suzanne Shaug - Bay Federal Credit Union Supervisory CommitteeI am a Human Resources Professional with more than 25 years of experience in Human Resource Management, Benefits and Training. I recently joined a new division of Central Network Retail Group (CNRG) in California – Outdoor Supply Hardware as their Regional Human Resources Manager. I also create handmade crafts as a sideline, and sell through Etsy and at other ad-hoc locations.

I am a long-time member and volunteer to local credit unions, because unlike banks they take a more personal interest in the needs of their members rather than implementing general policies and procedures with the assumption that “one size fits all.” I had been watching Bay Fed for several years after ending my previous volunteer job with another credit union due to personal relocation. I am honored to have been chosen to be a member and co-chair of the Supervisory Committee.

I am inspired by Bay Federal's focus on serving and investing in our local community, both as a business and as individual employees who volunteer for a variety of charitable events on their own time outside of work. Together, we are "making a real difference" in our members’ financial lives and in the community as a whole.

Barbara Callahan, Committee Member

Barbara Callahan headshot

In 1986, I moved from New York City to this small coastal village that I now call home. Since 2001, I’ve worked in management for Threshold Enterprises, a successful and growing local company that manufactures and distributes natural supplements. I have a BS in Finance and Marketing and a lifetime of work experience in banking, transportation, logistics, and finance. I am OSHA certified and over the years have taken classes at Cabrillo College and San Jose State University to further my education and personal knowledge. In my professional life, I have managed and mentored with the understanding that we are all one part of the whole picture and need to work together.

I love finance, numbers, and knowing what is happening to my money. Serving as a member of the Supervisory Committee is a privilege and a new adventure. I have over 20 years of experience serving on homeowners associations (HOAs). I am currently a Board Member of my HOA and I am active in residential-owned mobile home park associations. I also enjoyed a long career as a sports official for the American Softball Association. I enjoy gardening and daily walks with my dog Hazel.

Richard Mills, Supervisory Committee Member

Richard Mills - Bay Federal Credit Union Supervisory CommitteeI have been a proud volunteer of Bay Federal Credit Union since 1975, concurrently working professionally in business and education for over thirty years. After receiving a B.A. in Business Administration from Fresno State University and a Master’s Degree in Business Education from San Jose State University, I spent four years as a National Bank examiner for the Comptroller of the Currency. I went on to spend thirty years teaching business to high school students. I also serve as the Treasurer of High Street Community Church in Santa Cruz and Park Hall Trust in Ben Lomond.

I've been a Bay Federal member since 1972 and have always been impressed with Bay Federal's commitment to leadership in the community. I find it inspiring that so many employees volunteer their time to so many community organizations. Bay Federal also supports the community through education programs and consistent training of their employees to better serve our members. Being on the Supervisory Committee, overseeing the auditing of Bay Federal and attending Board meetings, I see how local professionals can serve through their leadership and dedication.

I am consistently amazed by how many quality individuals commit their time and energy to help our members and their financial needs.

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