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Richard Mills

Richard Mills - Bay Federal Credit Union Supervisory Committee

I have been a proud volunteer of Bay Federal Credit Union since 1975, concurrently working professionally in business and education for over thirty years. After receiving a B.A. in Business Administration from Fresno State University and a Master’s Degree in Business Education from San Jose State University, I spent four years as a National Bank examiner for the Comptroller of the Currency. I went on to spend thirty years teaching business to high school students. I also serve as the Treasurer of High Street Community Church in Santa Cruz and Park Hall Trust in Ben Lomond.

I've been a Bay Federal member since 1972 and have always been impressed with Bay Federal's commitment to leadership in the community. I find it inspiring that so many employees volunteer their time to so many community organizations. Bay Federal also supports the community through education programs and consistent training of their employees to better serve our members. Being on the Supervisory Committee, overseeing the auditing of Bay Federal and attending Board meetings, I see how local professionals can serve through their leadership and dedication.

I am consistently amazed by how many quality individuals commit their time and energy to help our members and their financial needs.

Pat Pfremmer

Pat Pfremmer - Bay Federal Credit Union Supervisory CommitteeI joined Bay Federal Credit Union in 1965, when I enrolled in UCSC's Pioneer Class. In 1981 I was elected to the Board of Directors, where I served for ten years, including two terms as chairperson. I was asked to come back as a member of the Supervisory Committee in 2003 and I currently serve as the Committee's co-chair. I am a strong believer in active community involvement. Throughout my 35-year career as a law librarian at UCSC's McHenry Library and at the Santa Cruz County Law Library I participated in numerous non-profits, service clubs and local and state government citizen committees. I am a life member of Santa Cruz Women Lawyers and enjoy activities sponsored by the UCSC Women's Club. I am presently self-employed, engaged in highly specialized research with a focus on successful adoption reunions, locating difficult-to-find-people and elder abuse fraud. Bay Federal has been my primary financial institution for almost 50 years! I feel privileged to be affiliated with with such a prominent local credit union and I am so proud of all who work and volunteer here. 

Suzanne Shaug

Suzanne Shaug - Bay Federal Credit Union Supervisory Committee

I am the Director of Human Resources for Misionero Vegetables, a family-owned business founded in 1973. Misionero Vegetables is committed to providing fresh quality organic and conventional products that are easy to use, delicious and nutritious without compromising quality or harming the environment. We are committed to investing in our planet’s future and the long term health of our families and future generations.

I am a long-time member and volunteer to local credit unions, because unlike banks they take a more personal interest in the needs of their members rather than implementing general policies and procedures with the assumption that “one size fits all.” I had been watching Bay Fed for several years after ending my previous volunteer job with another credit union due to personal relocation. I am honored to have been chosen to be a member and co-chair of the Supervisory Committee.

I am inspired by Bay Federal's focus on serving and investing in our local community, both as a business and as individual employees who volunteer for a variety of charitable events on their own time outside of work. Together, we are "making a real difference" in our members’ financial lives and in the community as a whole.

Michelle Berridge

Michelle Berridge

As a proud member of Bay Federal Credit Union for more than 20 years, I am honored to be a part ofthe Supervisory Committee. My professional experience is derived from many different industries; movie and television production studios, event planning, manufacturing, beverage distribution, non-profits and technology. I began my career as an administrative assistant for a movie studio in Burbank then shifted to accounting when I relocated to Santa Cruz county. I moved up through the ranks of several organization’s finance and accounting departments to my current position as Controller for Alvarez Technology Group located in Salinas. I hold B.S. degree in Business Administration with concentration in Accounting from the University of Phoenix where I graduated with honors.

Bay Federal Credit Union has a reputation that is irrefutable and is part of our community’s positive changes. I want assist in safeguarding this valuable reputation and continue the positive community involvement. As a member of the Supervisory Committee, I look forward to learning more about the banking industry and the challenges Bay Federal and other credit unions face.


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