Bay Federal Credit Union President and CEO Carrie Birkhofer Elected to America’s Credit Unions Board of Directors

Capitola, CA – April 23, 2026 – Bay Federal Credit Union is proud to announce that President and CEO Carrie Birkhofer has been elected to serve on the Board of Directors for America’s Credit Unions.

America’s Credit Unions is the national trade association representing credit unions across the country, providing a unified voice on key issues affecting the industry. In partnership with state Leagues and system partners, the organization advocates for policies that help credit unions grow, serve their members, and strengthen their communities.

Chaired by Commonwealth Credit Union CEO Karen Harbin, the America’s Credit Unions Board of Directors is made up of elected League and credit union leaders representing credit unions of all sizes from across the nation. Ms. Birkhofer’s term will run through February 2029.

“Bay Federal has always believed in the power of credit unions to create meaningful impact, not only for individual members, but for entire communities,” said Carrie Birkhofer, President and CEO of Bay Federal Credit Union. “I am honored to serve on America’s Credit Unions Board of Directors and to work alongside leaders from across the country to help advance the credit union movement and the financial wellness of the people we collectively serve.”

Ms. Birkhofer’s election reflects Bay Federal’s ongoing commitment to the credit union philosophy of “people helping people,” and its active role in supporting advocacy, collaboration, and innovation across the industry. Her appointment also brings the perspective of a large, community-based credit union serving the diverse needs of members, small businesses, and nonprofit organizations in the Western region of the United States.

About Bay Federal Credit Union
Bay Federal Credit Union is a full-service, not-for-profit financial institution that serves over 97,000 members, including 3,100 local businesses and nonprofit organizations throughout Santa Cruz, San Benito, and Monterey counties. With more than $1.8 billion in assets, Bay Federal is the largest member-owned financial institution in the region. The organization has been proudly serving its members and the community since 1957. Bay Federal is a certified Community Development Financial Institution, with a primary mission of promoting community development alongside their financial activities. Bay Federal has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.

Contact: Mark Ely, SVP, Chief Marketing Officer
Bay Federal Credit Union
831.477.8608
mely@bayfed.com