Bay Federal Credit Union

Calculators

Need help estimating or planning? Our Financial Calculators can do just that!

Calculators
Loans & Savings Home & Mortgage Budgeting & Retirement

Loans & Savings Calculators

Car Loan Calculator

Determine your monthly car loan payment or your car purchase price.

Debt Consolidation Calculator

This calculator is designed to help determine if debt consolidation is right for you.

Snowball Debt Elimination Calculator

Estimate how quickly you can pay off your debt with this debt elimination calculator.

Savings Goal Calculator

What will it take to help reach your savings goals? This financial calculator helps you find out.

Loan Payment Calculator

This calculator will compute a loan's monthly payment amount – at various compounding intervals – based on the principal amount borrowed, the length of the loan and the annual interest rate.

Monthly Deposit Time Calculator

This calculator will compute how long it will take you to reach your desired savings goal, based on three factors: the amount you currently have set aside, the amount you can add to your savings each month and the annual interest rate you expect to earn.

Certificate Laddering Calculator

Use this calculator to examine how certificate "laddering" can help you earn higher interest rates without tying up all your money in one, long-term investment.

Home & Mortgage Calculators

15 vs. 30-Year Mortgage

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Home Rent vs. Buy Calculator

This calculator helps you weed through the fees, taxes and monthly payments to help you make a decision.

Mortgage Calculator

Use this mortgage loan calculator to generate an estimated amortization schedule for your current mortgage.

Should I Refinance Calculator

How much interest can you save if you refinance your mortgage?

Budgeting & Retirement Calculators

Home Budget Analysis

One of the most important aspects of controlling your budget is to determine where your money is going.

Student Budget

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

How long will my retirement savings last?

Use this calculator to see how long your retirement savings will last.

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