Celebrate the grand opening of our Marina branch with exclusive rewards when you join Bay Federal Credit Union.
New Member Specials — Limited Time Only

New Checking Offer
New members in the Marina area receive a $200 bonus when they open a checking account with us!**

New Loan Offer
Fund a loan of at least $20,000 with us, and get $200 cash back!†

First 50 Members
The first 50 new members at our Marina branch will receive a $100 bonus! Begins September 17.‡
PLUS, we will donate $25 to a local nonprofit for every membership opened in Marina during our Grand Opening Month!
New Member offers are available for memberships opened at the Marina branch, or members residing in the Marina area who open their membership online.*
Why Join Bay Federal
More Than a Credit Union — A Community
Bay Federal Credit Union is a local, not-for-profit cooperative that has been helping members reach their financial goals since 1957. We’re proud to be recognized by Forbes as one of the Best-In-State Credit Unions.
When you join Bay Federal, you become part of a member-owned community committed to financial wellness, competitive rates, and personalized service. With our new Marina branch, you’ll have convenient access to friendly experts who are ready to help you thrive.

Already a Member?
Grand Opening Celebration:
September 17 through 20
Celebrate with us in Marina!
Bay Federal is excited to welcome you to our new Marina branch at the Promenade at the Dunes.
140 10th Street, Suite 20

We look forward to seeing you soon!
*Offers valid for new memberships opened at the Marina branch or online using a residential address in ZIP codes 93933, 93943, 93955, or 93962. PO Boxes excluded. Membership and qualifying accounts must be opened by October 17, 2025 Business memberships, minors, and BFCU Employees and Officers and their family members are ineligible. Other terms and conditions may apply. Bay Federal Credit Union membership is required. For more information, visit bayfed.com, any Bay Federal Credit Union branch or call us at 831.479.6000 or at 888.4BAYFED.
**To qualify, enroll in eStatements and make one qualifying debit card purchase within 15 calendar days of account opening. ATM transactions do not qualify. Account must be open by October 17, 2025 and in good standing to receive bonus by November 1, 2025. All Checking accounts are subject to approval per Bay Federal Credit Union requirements.
†Eligible loans include Auto Loans, Personal Loans, Home Loans, and HELOCs. Applications must be submitted by October 17, 2025. Consumer loan bonuses are paid within 5 business days of funding. Mortgage Loans and HELOCs must be funded by November 28, 2025, with bonuses paid by December 5, 2025. Credit cards and personal lines of credit do not qualify. All loans subject to credit approval, income verification, and valid SSN or ITIN. Other terms and conditions may apply.
‡Available in-branch only, starting September 17, 2025. Must not have had a Bay Federal membership since August 1, 2025, to be eligible. Bonus credited within 5 business days of account opening.
§To qualify, enroll in eStatements and make one qualifying debit card purchase within 15 calendar days of account opening. ATM transactions do not qualify. Account must be open by October 17, 2025 and in good standing to receive bonus by November 1, 2025. All Checking accounts are subject to approval per Bay Federal Credit Union requirements. Members that have had a checking account with Bay Federal Credit Union in the past 12 months are not eligible. Offer valid only for existing members of Bay Federal Credit Union that joined before August 1, 2025. A new checking account must be established at the Marina branch or online by October 17, 2025 in order to qualify for this offer. Minors, business memberships, and BFCU Employees and Officers and their family members are not eligible. Offer may be subject to change without notice. Other terms and conditions may apply. For more information, visit bayfed.com, any Bay Federal Credit Union branch, or call us at 831.479.6000 or at 888.4BAYFED.