Business Checking Accounts | Bay Federal Credit Union

Business Checking^{1, 4}

Open your account with as little as $50
$10 monthly service charge (waived with a $2,500 minimum daily balance)
No "per check" charges or check writing limits
Free online banking
Free VISA^® Debit card for multiple users

Business Checking Plus^{1, 4}

Our dividend-bearing checking account for all businesses - even corporations!
Open your account with as little as $50
$15 monthly service charge (waived with a $2,500 minimum daily balance)
Dividends paid on balances of $2,500 and above
No "per check" charges or check writing limits
Free online banking
Free VISA^® Debit card for multiple users

VISA^® Business Debit Cards⁴

Make purchases from your Business Checking or Checking Plus account with your VISA^® Business Debit card wherever VISA^® Business Debit card is accepted
Use your VISA^® Business Debit card to withdraw cash at thousands of surcharge-free CO-OP ATMs across the nation
Earn BayREWARDS⁵ points for purchases made with your VISA^® Business Debit Card

We want your new account opening experience to be smooth and easy.
Please use this New Business Account Checklist to help you gather the documents and information about your business necessary to open your new business account.

¹See current Fee Schedule for important information about fees and charges.
⁴To qualify for a checking account, or VISA^® Business Debit Card, member may not have a ChexSystems record.
⁵See our BayREWARDS Brochure, Frequently Asked Questions, and Terms & Conditions for more information.

Coronavirus (COVID-19) Health Emergency

Business Checking

Business Checking1, 4

Business Checking Plus1, 4

VISA® Business Debit Cards4

Business Checking^{1, 4}

Business Checking Plus^{1, 4}

VISA^® Business Debit Cards⁴