Business Checking Accounts | Bay Federal Credit Union

BayBusiness Basic Checking^{1, 4}

Open your account with as little as $50
$5 monthly service charge (waived with a $1,000 minimum daily balance)
No transaction fees up to 100 transactions* ($0.25 per transaction after 100 transactions)
$5,000 Remote Deposit Capture daily limit²
Free online banking
Free Visa Debit Card for multiple users

BayBusiness Checking^{1, 4}

Open your account with as little as $50
$10 monthly service charge (waived with a $2,500 minimum daily balance)
No transaction fees up to 200 transactions* ($0.25 per transaction after 200 transactions)
$10,000 Remote Deposit Capture daily limit²
Free online banking
Free Visa Debit Card for multiple users

BayBusiness Plus Checking^{1, 4}

Our dividend-bearing checking account for all businesses - even corporations!
Open your account with as little as $50
$15 monthly service charge (waived with a $7,500 minimum daily balance)
Earn interest on balances over $2,500
No transaction fees up to 400 transactions* ($0.25 per transaction after 400 transactions)
$50,000 Remote Deposit Capture daily limit²
Free online banking, including access to Automated Clearing House (ACH) and wire transfers³
Free Visa Debit Card for multiple users

Visa Business Debit Cards⁴

Make purchases from your BayBusiness Checking, Basic Checking, or Plus Checking account with your Visa Business Debit Card wherever Visa Business Debit Card is accepted
Use your Visa Business Debit Card to withdraw cash at thousands of surcharge-free CO-OP ATMs across the nation
Earn BayREWARDS⁵ points for purchases made with your Visa Business Debit Card

Visit your local branch for additional details or to apply today!

We want your new account opening experience to be smooth and easy.
Please use this New Business Account Checklist to help you gather the documents and information about your business necessary to open your new business account.

*Including and not limited to deposits, withdrawals, checks, and electronic transactions.
¹See current Fee Schedule for important information about fees and charges.
²Limit is daily combined deposits. Some or all of your funds may not be made available immediately.
³Access to the ACH/Wire feature is subject to account review and requires a signed agreement. Holding a BayBusiness Plus Checking does not guarantee access to this feature.
⁴To qualify for a checking account, or Visa Business Debit Card, member may not have a ChexSystems record.
⁵See our BayREWARDS Brochure, Frequently Asked Questions, and Terms & Conditions for more information.

First-Time Homebuyers

Business Checking

BayBusiness Basic Checking1, 4

BayBusiness Checking1, 4

BayBusiness Plus Checking1, 4

Visa Business Debit Cards4

Visit your local branch for additional details or to apply today!

BayBusiness Basic Checking^{1, 4}

BayBusiness Checking^{1, 4}

BayBusiness Plus Checking^{1, 4}

Visa Business Debit Cards⁴