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Signing a business check

If you want an easy and enjoyable banking experience, you’ve come to the right place! Use our helpful Business Account Checklist to gather everything you’ll need to open your new business account.

BayBusiness Basic Checking1, 4

  • Open your account with just $100.
  • Avoid the $5 monthly service charge with a $1,000 minimum daily balance.
  • Delegate with VISA® Business Debit Cards for multiple users.
  • Deposit up to $10,000 remotely each day2
  • Enjoy no fees on up to 100 transactions.3

BayBusiness Checking1, 4

  • Open your account with as little as $100.
  • Avoid the $10 monthly service charge with a $2,500 minimum daily balance. 
  • Delegate with VISA® Business Debit Cards for multiple users.
  • Deposit up to $10,000 remotely each day.2
  • Enjoy no feeds on up to 200 transations.3

BayBusiness Plus Checking1, 4

  • Open an account with just $100.
  • Avoid the $15 monthly service charge with a $7,500 minimum daily balance.
  • Delegate with VISA Business Debit Cards for multiple users.
  • Earn interest on balances over $2,500.
  • Deposit up to $50,000 remotely each day.2
  • Enjoy no fees on up to 400 transactions.3
  • Send money via Automated Clearing House (ACH) and wire transfers.4

What Make Our Visa® Business Debit Cards So Great?5

We’re glad you asked! With our debit cards, you can:

  • Earn BayREWARDS6 points.
  • Withdraw cash surcharge-free at thoughts of CO-OP ATMs.
  • Get a new card today at any of our branches. 
  • Tap to pay, or  add your card to your phone's wallet. 

Visit a branch to get started today!


We want your new account opening experience to be smooth and easy.
Please use this New Business Account Checklist to help you gather the documents and information about your business necessary to open your new business account.


1See current Fee Schedule for important information about fees and charges.
2Limit is daily combined deposits. Some or all of your funds may not be made available immediately.
3Including and not limited to deposits, withdrawals, checks, and electronic transactions. The fee is $0.25 per transaction after the free-transaction threshold is met.
4Access to the ACH/Wire feature is subject to account review and requires a signed agreement. Holding a BayBusiness Plus Checking does not guarantee access to this feature.
5To qualify for a checking account, or Visa Business Debit Card, member may not have a ChexSystems record. 
6See our BayREWARDS Brochure for more information.
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