First-Time Homebuyers

Our new program features a 3% down payment and no closing costs!* Learn more

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Man in a workshop

Business Loans

Our helpful loans will help your business succeed, whether your business is new or well-established. 

Business Vehicle Loans

Get the job done with a Business Vehicle Loan from Bay Federal Credit Union.

  • Minimum loan amount of $5,000 with a maximum loan amount of $100,000.
  • Terms from 3 to 7 years.

Visa Business Credit Cards

Our Business Credit Cards give you access to funds you need to run your business and to manage expenses for your authorized employees.

  • Minimum credit line of $1,500 up to a maximum credit line of $50,000.
  • Make purchases from wherever Visa Credit Cards are accepted.
  • Earn BayREWARDS points for all of your purchases.*

Business Term Loans

Purchase equipment with Bay Federal Credit Union’s Business Term Loans.

  • Minimum loan amount of $5,000 with a maximum loan amount of $100,000.
  • Terms range from 3 to 7 years.

Business Line of Credit

This product enables business owners to have flexible options and working capital to purchase inventory, cover expenses, pursue expansion opportunities, or manage a busy season with a revolving credit line.

  • Minimum loan amount of $15,000.

Visit your local branch for additional details or to apply today!

*See our BayREWARDS Brochure, Frequently Asked Questions, and Terms & Conditions for more information.

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