Auto Loans and RefinancingApplyNew Car LoansUsed Car LoansAuto Loan Skip PaymentAuto Loan Information and ResourcesAuto Loan Payoff ToolCredit Cards and Debit CardsMobile WalletCard Fraud Alert System Credit & Debit Card FAQLost or Stolen CardVisa® Credit CardsVisa® Debit CardsHow to Use an EMV Chip CardAccount Number ChangesNothing Too Small - Visa DebitDeposit, Loan and Credit Card RatesDeposit Account RatesBusiness Deposit Account RatesHome Loans and Home Equity Lines of CreditApplyCheck Today's RatesHelpful CalculatorsHome Buying 101Meet The TeamWhy Bay Federal?Explore Your OptionsReturning ApplicantsRefinanceElectronic Services, Online BankingOnline BankingOnline Bill PayGo Green with eStatementsMobile BankingBayPhoneBusiness Online BankingLinking Loans and Additional AccountsPersonal LoansPersonal Checking AccountsOpen an AccountChecking AccountsChecking Protection OptionsDirect DepositOrder & Reorder ChecksPersonal Savings AccountsOpen an AccountSavings AccountsOther Deposit AccountsCertificate AccountsBusiness Services and Credit CardsBusiness CheckingBusiness Savings AccountsBusiness VISA® Debit CardsBusiness Online BankingOther Business BenefitsInvestments and RetirementYour Investment TeamHow We Can HelpIncome Strategies & Retirement MilestonesOnline TradingSocially Responsible InvestingStudent and Youth AccountsChildren’s Savings AccountsAccounts for Teens and Young AdultsImportant Disclosure DocumentsLoan Information Questions and AnswersBilling and Payment InformationHome Equity Lines of Credit Mortgage LoansPersonal LoansVehicle LoansForeclosure Prevention We Do Home Loans Affordable options and rates for home loans. Get Preapproved!