Merchant Card Services
Are you looking for a payment processing system that can handle everything from gift cards and credit cards to discounts and refunds? Look no further!


Great Tools, Great Support
Bay Federal Credit Union has partnered with First Data to bring its business members valuable customer insights and tools to drive repeat business.
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Choose a Clover hardware Point-of-Sale system that can double as your business management system
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Enjoy multi-layer account security and fraud protection up to $100,0001
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Enjoy 24/7 concierge level support from industry specialists to help you take advantage of your merchant benefits
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Next Business Day hardware replacement is available to get you back up and running quickly2
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Limited Time Offer: Sign up with Clover and rent a device for $0.01/month3
Get the Details
- Flat-rate pricing
- Equipment bundles
- Multi-layer account security
- Fraud protection up to $100,0001
- A variety of Clover hardware Point-of-Sale systems that can double as business management systems (Clover Solutions Brochure)
- Fast access to cash
- Multiple solutions available
Monthly statements can include:
- Sales trends
- Customer reviews/ratings
- Local events
- Industry specialists that help you take advantage of your merchant benefits
- 90 days of onboarding support
- Business consultations
- Tools to streamline operations
- Resources to grow your business
- 24/7 support
- Next Business Day hardware replacement to get you back up and running quickly2
Get Started Today!
1Next Business Day availability only applies to replacement orders received prior to 5 p.m. ET.
2Requires Clover Security Plus. Terms, conditions and additional fees may apply.
3Promotional offer valid from July 1, 2025, through September 30, 2025. This offer is available for qualified Bay Federal Credit Union merchant services customers who have not had a merchant services account processed by First Data Merchant Services LLC within the last six months. New accounts are subject to standard credit approval and underwriting requirements. Offer is valid for one Clover Flex, Flex Pocket, Mini, Station Solo or Duo point-of-sale hardware device rental for a $.01 monthly fee. To be eligible, merchant must (1) have the following: (a) $200,000 annual minimum processing volume for Clover Flex, Flex Pocket or Mini; or (b) $700,000 annual minimum processing volume for Station Solo or Duo, (2) sign a 3-year agreement, (3) sign up for an eligible SaaS plan (Essentials, Retail Growth, Services Growth, or Restaurant Growth), and (4) activate account within 30 days from approval date. Minimum monthly processing fee is $49. Early termination fees apply. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Offer not valid with any other offer and subject to change without notice.
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