Jumbo Home Loans

Our Jumbo Loan rates have never been lower!* Learn more

Dream Home - Bay Fed Jumbo Loans

Checking Accounts

We keep our checking accounts simple and convenient! Choose the one that best meets your needs.

BayChecking1,2

Get all that you expect from a checking account:

  • Unlimited Check Writing
  • VISA® Debit Card
  • BayFed Mobile App
  • BayFedOnline Banking
  • Overdraft Protection
  • Direct Deposit
  • Bill Pay
  • Worldwide ATM Access
  • No Monthly Service Fee — when you do one of the following::
    • Establish Direct Deposit in the BayChecking account ($500 or more per month)
      or
    • Perform 10 or more VISA® Debit Card purchases per month
      or
    • Maintain a minimum daily balance of $1,000 in the BayChecking account
      or
    • Maintain minimum daily combined balances of $15,000 (includes deposits and/or loan accounts)

This fee is waived for members under the age of 23, and for members who are 66 and older.

Interest Checking1,2

Earn dividends on your checking account balance and enjoy:

  • Unlimited Check Writing
  • VISA® Debit Card
  • BayFed Mobile App
  • BayFedOnline Banking
  • Overdraft Protection
  • Direct Deposit
  • Bill Pay
  • Worldwide ATM Access
  • Dividends on balances of $2,500 or greater
  • No Monthly Service Fee — when you maintain a $2,500 daily minimum balance

1 For full disclosures and important information on fees and charges, please read the current Consumer Fee-Schedule and the Truth in Savings Disclosure and Account Agreement for Personal Accounts.
2 In order to qualify for a Checking Account,VISA® Debit Card, members must be clear of any record on ChexSystems.

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