First-Time Homebuyers

Our new program features a 3% down payment and no closing costs!* Learn more

Family surrounded by moving boxes

Overdraft Protection1

Avoid the hassle, expense, and embarrassment of bounced checks with overdraft protection, available from the following Bay Federal accounts:

  • Savings
  • Money Market
  • VISA® Credit Card
  • Signature Line of Credit

1For full disclosures and important information on fees and charges, please read the current Consumer Fee Schedule and the Truth in Savings Disclosure and Account Agreement.

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