First-Time Homebuyers

Our new program features a 3% down payment and no closing costs!* Learn more

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Loans for Any Occasion

Personal Loans can finance just about any need, from unexpected expenses to your heart's desires.

Personal Loans
Boat and RV Loans

RV and Motorcycle Loans

Secured and Personal Loans for RVs and motorcycles can help you upgrade your next vacation.

RV and Motorcycle Loans
Money when you need it

Money When You Need It

Set up ahead of time, a Signature Line of Credit can provide access to funds in an emergency.

View Signature Lines of Credit
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Borrow and Build Credit

Savings and Certificate Secured Loans are a great option if you want to build or re-build your credit.

View Secured Loans

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Billing and Payment Answers

Have payment questions? Explore our FAQ for billing, personal loans, and lines of credit.

View Billing and Payment FAQ
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Skip a Loan Payment

Need some extra cash? Skip a personal loan payment with Bay Federal!

View Skip a Loan Payment
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