Skip a Loan Payment

Bay Federal Credit Union allows eligible members the opportunity to skip two regular monthly payments on their qualified vehicle, RV, or personal loans each year.

Is there a fee?

Is there a fee?

The fee for each skipped payment is $30. Interest will continue to accrue during the skipped payment period, and this skip will have no impact on your credit score or history. This feature is not available for home loans, credit cards, or revolving lines of credit.

Am I eligible?

To check your eligibility for Skip Pay and to process the skip, the process is easy:

BayFed Online

  1. Login to BayFedOnline
  2. Select "Skip a Loan Payment" under "Additional Services."

BayFed Mobile App

  1. Login to the BayFed Mobile app
  2. Select "More" at the bottom of your screen
  3. Select "My Services" at the top
  4. Choose "Skip a Loan Payment."

Other Methods

You can use the extra funds for unexpected expenses, travel plans, other bills, or anything else!

Get started today!

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