Conforming - Fixed Rate
Rates Effective: 03/24/2023 08:17AM
| Product | Rate | Points | APR | Payments |
|---|
| 30 YEAR FIXED | 6.250% | 0.000 | 6.369% | $2,463 |
| 20 YEAR FIXED | 6.250% | 0.000 | 6.407% | $2,924 |
| 15 YEAR FIXED | 6.000% | 0.000 | 6.195% | $3,375 |
| 10 YEAR FIXED | 5.750% | 0.000 | 6.023% | $4,391 |
Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $400,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.
Conforming - Adjustable Rate
Rates Effective: 03/24/2023 08:17AM
| Product | Rate | Points | APR | Payments |
|---|
| 10/6MO ARM SOFR | 6.250% | 0.000 | 6.661% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $2,463 | | Year 11 | $3,669 |
|
| 7/6MO ARM SOFR | 6.125% | 0.000 | 6.721% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $2,430 | | Year 8 | $3,806 |
|
| 5/5 ARM SOFR | 6.000% | 0.000 | 6.790% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $2,398 | | Year 6 | $3,099 |
|
| 5/6MO ARM SOFR | 6.000% | 0.000 | 6.789% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $2,398 | | Year 6 | $3,098 |
|
Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $400,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply. 5/6, 7/6 and 10/6 ARM rates are variable, may increase or decrease during the life of the loan, and are indexed to the 30-day Average Secured Overnight Financing Rate (SOFR) with a margin of 2.50%. ARM loans are amortized over a 30-year term. 5/6 ARMs are fixed for the first 5 years, subject to change every 6 months thereafter. 7/6 ARMs are fixed for the first 7 years, subject to change every 6 months thereafter. 10/6 ARMs are fixed for the first 10 years, subject to change every 6 months thereafter. 5/5 ARM rate is variable, may increase or decrease during the life of the loan, and is indexed to the 30-day Average SOFR with a margin of 2.50%. The 5/5 ARM loan is amortized over a 30-year term. The rate is fixed for the first 5 years, subject to change every 5 years thereafter.
Mobile - Fixed Rate
Rates Effective: 03/24/2023 08:17AM
| Product | Rate | Points | APR | Payments |
|---|
| 20 YEAR FIXED COOP | 7.375% | 1.500 | 7.853% | $2,394 |
| 15 YEAR FIXED COOP | 7.125% | 1.500 | 7.711% | $2,717 |
| 10 YEAR FIXED COOP | 6.875% | 1.500 | 7.687% | $3,464 |
| 20 YEAR FIXED LEASED LAND | 8.375% | 1.500 | 8.873% | $2,580 |
| 15 YEAR FIXED LEASED LAND | 8.125% | 1.500 | 8.729% | $2,889 |
| 10 YEAR FIXED LEASED LAND | 7.875% | 1.500 | 8.704% | $3,620 |
Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $300,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.
Jumbo - Fixed Rate
Rates Effective: 03/24/2023 08:17AM
| Product | Rate | Points | APR | Payments |
|---|
| 30 YEAR FIXED | 5.750% | 0.000 | 5.805% | $5,836 |
| 15 YEAR FIXED | 5.625% | 0.000 | 5.716% | $8,237 |
Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $1,000,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.
Jumbo - Adjustable Rate
Rates Effective: 03/24/2023 08:17AM
| Product | Rate | Points | APR | Payments |
|---|
| 10/6MO ARM SOFR | 5.750% | 0.000 | 6.272% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $5,836 | | Year 11 | $8,856 |
|
| 7/6MO ARM SOFR | 5.625% | 0.000 | 6.404% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $5,757 | | Year 8 | $9,259 |
|
| 5/5 ARM SOFR | 5.500% | 0.000 | 6.531% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $5,678 | | Year 6 | $7,560 |
|
| 5/6MO ARM SOFR | 5.500% | 0.000 | 6.529% | Payments |
| Monthly Payments | Amount |
|---|
| Year 1 | $5,678 | | Year 6 | $7,559 |
|
Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $1,000,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply. 5/6, 7/6 and 10/6 ARM rates are variable, may increase or decrease during the life of the loan, and are indexed to the 30-day Average Secured Overnight Financing Rate (SOFR) with a margin of 2.50%. ARM loans are amortized over a 30-year term. 5/6 ARMs are fixed for the first 5 years, subject to change every 6 months thereafter. 7/6 ARMs are fixed for the first 7 years, subject to change every 6 months thereafter. 10/6 ARMs are fixed for the first 10 years, subject to change every 6 months thereafter. 5/5 ARM rate is variable, may increase or decrease during the life of the loan, and is indexed to the 30-day Average SOFR with a margin of 2.50%. The 5/5 ARM loan is amortized over a 30-year term. The rate is fixed for the first 5 years, subject to change every 5 years thereafter.