First-Time Homebuyers

Our new program features a 3% down payment and no closing costs!* Learn more

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Certificates

Find out about our Certificate Accounts and open an account online today!

Individual Retirement Accounts

It's never too early to start saving for your future with an IRA! We offer Traditional, SEP, and Roth IRAs, as well as Coverdell Education Savings Accounts. Visit any Bay Federal branch to start saving for your retirement today! Current rates

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