All Rates

Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $400,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.

Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $400,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.

5/6, 7/6 and 10/6 ARM rates are variable, may increase or decrease during the life of the loan, and are indexed to the 30-day Average Secured Overnight Financing Rate (SOFR) with a margin of 2.50%. ARM loans are amortized over a 30-year term. 5/6 ARMs are fixed for the first 5 years, subject to change every 6 months thereafter. 7/6 ARMs are fixed for the first 7 years, subject to change every 6 months thereafter. 10/6 ARMs are fixed for the first 10 years, subject to change every 6 months thereafter. 5/5 ARM rate is variable, may increase or decrease during the life of the loan, and is indexed to the 30-day Average SOFR with a margin of 2.50%. The 5/5 ARM loan is amortized over a 30-year term. The rate is fixed for the first 5 years, subject to change every 5 years thereafter.

Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $1,000,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.

Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $1,000,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.

5/6, 7/6 and 10/6 ARM rates are variable, may increase or decrease during the life of the loan, and are indexed to the 30-day Average Secured Overnight Financing Rate (SOFR) with a margin of 2.50%. ARM loans are amortized over a 30-year term. 5/6 ARMs are fixed for the first 5 years, subject to change every 6 months thereafter. 7/6 ARMs are fixed for the first 7 years, subject to change every 6 months thereafter. 10/6 ARMs are fixed for the first 10 years, subject to change every 6 months thereafter. 5/5 ARM rate is variable, may increase or decrease during the life of the loan, and is indexed to the 30-day Average SOFR with a margin of 2.50%. The 5/5 ARM loan is amortized over a 30-year term. The rate is fixed for the first 5 years, subject to change every 5 years thereafter.

Rates shown are for informational purposes only. Rate examples are based on a single-family detached property with a minimum credit score of 740, 60% loan-to-value (LTV), owner-occupied property located in California with a qualified borrower with a total loan amount of $300,000. Payment examples shown do not include taxes or insurance. Actual payments may be greater. Certain rate and/or point adjustments may apply depending on loan features, market adjustments, and borrower's credit. Maximum LTV will vary by product. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Additional restrictions and conditions may apply.

^* Minimum Loan Amount: $5,000. Maximum Loan Amounts: New $70,000; Used $50,000. These APRs assume purchase of an auto under 5 calendar years. Your final APR may be higher depending upon the auto being financed. 72 month term is only available on financing of $15,000 or more. **84 month term is only available on financing of $20,000 or more.

Payment example: Loan amount of $12,000 at 5.99% APR for 48 months would have monthly payments of $281.69.

Required minimum balance: $50 to open the account, and a $2,500 daily balance to earn dividends, $2,500 daily balance to avoid monthly $15 service charge.

Required minimum balance: $1,500 to open the account, $2,500 daily balance to earn dividends, $1,500 daily balance to avoid monthly $10 service charge.

Required minimum balance: $5 to open the account, $100 daily balance to earn dividends, $100 daily balance to avoid monthly $5 service charge.

Required minimum balance: $25,000 to open the account, $100 daily balance to earn dividends and to avoid the monthly $10.00 service charge.

Certificate Accounts are also available as Individual Retirement Accounts.

Required minimum balance: $100 to open the account, $100 daily balance to earn dividends.

Required minimum balance: $100 to open the account, $2,500 daily balance to earn dividends and to avoid monthly $15 service charge.

Required minimum balance: $1,500 to open the account, $2,500 daily balance to earn dividends, $1,500 daily balance to avoid monthly $10 service charge.

^† Minimum Loan Amount: $5,000. Maximum Loan Amounts: $50,000. These APRs assume purchase or refinance of a vehicle under 5 calendar years. Your final APR may be higher depending upon the age of the vehicle. 72 month term is only available on financing of $15,000 or more. **84 month term is only available on financing of $20,000 or more.

Payment example: Loan amount of $12,000 at 7.24% APR for 48 months would have monthly payments of $288.70.

^* Minimum loan amount is $1,500.

Payment example: Loan amount of $10,000 at 8.74% APR for 60 months would have monthly payments of $206.37.

^†† Minimum Loan Amount: $5,000. Maximum Loan Amounts: New $200,000; Used $150,000. These APRs assume purchase or refinance of a vehicle under 10 calendar years. Your final APR may be higher depending upon the age of the vehicle.

Payment example: Loan amount of $20,000 at 8.24% APR for 84 months would have monthly payments of $314.12.

Required minimum balance: $5 to open the account, $100 daily balance to earn dividends. To avoid monthly $5 service charge, refer to our current Consumer Fee-Schedule.

Required minimum balance: $25,000 to open the account, $100 daily balance to earn dividends, and $300 to avoid the monthly $10 service charge.