We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Does Home Loans
Financial education event

About Bay Federal

We are passionate about contributing to our community and being an integral part of its incredible story.

What We Do
Patty Winters

Careers

We have a thriving culture of excellent service and fun. We are always looking for the right people to add to our team.

What It's Like to Work Here
Carrie Birkhofer

Our Leadership

Bay Federal's leadership is comprised of executive and senior teams, as well as two volunteer-staffed boards.

Meet Our Leaders
First credit union office

Our History

Bay Federal began as a teachers' credit union in 1957 and has grown into a robust financial institution.

How We Got Here
Watsonville branch

What Is a Credit Union?

Bay Federal is a unique financial institution with products and services to best serve our members.

What We Offer
Readers Choice Winner logo

Awards

Bay Federal earns recognition for its commitment to improving the financial lives of its members.

See List of Awards
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