Careers at Bay FederalOpen Positions at Bay FederalWhat It's Like to Work at Bay FederalEmployee Benefits at Bay FederalReal Estate Owned PropertiesLocations, Hours and ATMsMember Service CenterATM LocationsAptos BranchCapitola BranchFreedom BranchSanta Cruz BranchScotts Valley BranchWatsonville BranchSalinas BranchDedicated to Community SupportOur Volunteer ProgramEvents CalendarBay Federal Credit Union NewsAnnual ReportsPress ReleasesBay Federal NewsBayBuck AwardsBay Federal LeadershipBoard of DirectorsExecutive TeamSenior Leadership TeamSupervisory CommitteeFrequently Asked QuestionsAbout Bay Federal Credit UnionSafety and SecurityHoliday ScheduleHistoryContact UsAwardsOnline Privacy PolicyDevice and System RequirementsBayFedOnline Maintenance ScheduleWhat Is a Credit Union? We Do Home Loans Affordable options and rates for home loans. Get Preapproved!