Give Back with Every Local Purchase

From Black Friday to Giving Tuesday, every local purchase with your Bay Federal Visa® Credit Card supports local families in need.

From Black Friday to Giving Tuesday, Your Shopping Makes a Difference!

For every Bay Federal Visa® Credit Card transaction made locally between Black Friday and Giving Tuesday, we'll donate $1 to our local food banks.

Every local purchase you make helps to provide meals and support for families right here in our community. Whether you’re shopping in-store, paying online, or using your mobile wallet, your card usage supports Second Harvest Food Bank of Santa Cruz County, Food Bank for Monterey County, and Community FoodBank of San Benito County during the holiday season.

Bonus Rewards on Visa Signature® Cards

  • Use your Bay Federal Visa Signature® Credit Card for purchases from November 28 to December 2, 2025.
  • We’ll donate $1.00 per transaction to local food banks.
  • You'll earn an additional 1x Point or 1% Cash Back on qualifying local purchases!*

Add your Bay Federal Visa® Credit Card to your mobile wallet or favorite online shopping accounts like Amazon to make giving back even easier!

Make Every Purchase Count, However You Shop!

  • In-Store: Swipe, dip, or tap your Bay Federal Visa® Credit Card at the register.

  • Online Shopping: Add your card to your favorite online stores like Amazon or Target for quick and secure checkouts.

  • Mobile Wallet: Link your Bay Federal card to Apple Pay, Google Pay, or Samsung Pay to tap and pay effortlessly.

  • Charitable Donations: Make your one-time or recurring donations with your Bay Federal card to provide an extra benefit to our community!

Eligible transactions must be made with a Bay Federal Visa® Credit Card between November 28 and December 2, 2025, at participating local merchants within Santa Cruz, Monterey, or San Benito Counties. Bay Federal Credit Union will donate $1.00 to local partner food banks for each eligible local transaction made during the promotional period. Donations will be shared among Second Harvest Food Bank of Santa Cruz County, Food Bank for Monterey County, and Community FoodBank of San Benito County.

*Bay Federal Visa Signature® Cardholders (Pacific Points and Coastal Cash) will receive an additional 1x Point or 1% Cash Back on qualifying local purchases made during the promotional period. The additional Points or Cash Back will be posted within two statement cycles. Standard program terms apply. Cash advances, balance transfers, ATM transactions, returned items, and disputed or fraudulent transactions do not qualify. Terms and eligibility criteria are subject to change without notice.

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