Important Security Alert: Stay Safe from Fraudulent Sites – We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to steal personal information.

We want to remind you of the importance of staying vigilant and ensuring you are securely accessing our legitimate online banking services. When conducting your online banking, always double-check that you are visiting our official websites:

bayfed.com
bayfedonline.com

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David Torres

AVP Home Loan Sales

dtorres@bayfed.com
831.477.8696 (Direct)
888.4BAYFED (Toll Free)
831.345.0841 (Cell)
831.515.5311 (Fax)
Home Buyer Checklist

David Torres was born and raised in Santa Cruz, and joined Bay Federal Credit Union as a Home Loan Consultant in August, 2014. Prior to joining the Credit Union, David had served as a mortgage banker at Chase Bank and Stonegate Mortgage.

“My goal is to provide a great home loan experience for our members,” he says.

David holds a B.A. in Economics from San Jose State University and lives in Santa Cruz with his wife and children.

NMLS ID#667695

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