Jumbo Home Loans

Our Jumbo Loan rates have never been lower!* Learn more

Dream Home - Bay Fed Jumbo Loans

Whether Bay Federal is your primary financial institution or you only have a loan with us, we’ve ensured that you can quickly and easily make your loan payment.

  Description Fee
Processing Time
Payment Methods
Transfer from a BayFed Account Use "Make a Transfer" in BayFedOnline or the BayFed Mobile App $0 Instant Electronic transfer
Transfer from Another Financial Institution
Use “Make a Loan Payment” in BayFedOnline or “Pay Loan From My External Account” in the BayFed Mobile App $0 2-3 business days. Please allow 4-6 business days for first-time payments from any new external accounts.
Electronic transfer
Automatic Payments

To set up, choose one:

  • Use the “Bill Pay” option in BayFedOnline or the BayFed Mobile App
  • Use the “Secure Forms” pull-down at the top of BayFedOnline and select “Automatic Loan Payment Request” or “Automatic Visa Payment Request”
  • Call the Member Service Center at 831.479.6000, or speak to branch staff
  • Call the Member Service Center at 831.479.6000, or speak to branch staff

$0 Same day from a BayFed account; 2-3 days from an external account Electronic transfer
WebPay

Use the WebPay portal to easily pay from another financial institution or credit card


$0 Same day that the payment is received, excluding weekends and holidays Electronic transfer, credit card
Member Service Call Center Call to make a payment with a local Member Services Representative Varies  Instantly from a Bay Federal account; 1-3 business days from a debit/credit card; 3 business days from an external account
Electronic transfer, debit/credit card
Mail Mail your payment $0 Same day that the payment is received Check
Branch Make a payment in person $0 Instant Check, cash, credit card

 

Have any questions? Read below, visit any of our branches, or call our local Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED, option 3.

Ways to Make Your Loan Payments

  • Transfer from a BayFed Account

  • Transfer from Another Financial Institution

  • Automatic Payments

  • WebPay

  • Member Service Call Center

  • Mail in Your Payment

  • Go into a Branch

mobile apps