We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Couple Standing in front of their new home
Home Buying 101
Moving boxes

6 Steps to Buying a Home

Start the path to home ownership on the right foot, get organized, and even save money.

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Calculators

Helpful Calculators

Should you rent or buy? What will your mortgage payment be? Find out with our easy-to-use calculators.

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Identifying Wants and Needs

Identify Your Wants & Needs

Use this printable worksheet to figure out what you really want and how you can be flexible.

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Keys to Your Dream Home

What Documents You'll Need

Use this printable checklist to keep track of the documents you need for your loan application.

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Happy Family at New Home

How the Loan Process Works

Here's a breakdown of the 30-day home loan process, from application to funding.

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Home Improvement

Find the Right Loan for You

Everyone's situation is different. That's why Bay Federal offers an array of Home Loans solutions.

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