Meet The Team

Meet Kaila
Home Equity Specialist

Kaila was born and raised in the Santa Cruz Mountains. She first joined Bay Federal in 2017 as a teller and has worked her way up to the role of Home Equity Specialist. As a Home Equity Specialist, she believes in knowing Bay Federal Credit Union's products inside and out to help educate our members and provide the best service possible.

"My goal as Home Equity Specialist is to find a product that helps our members achieve their goals!"

Kaila continually works to expand her financial knowledge. In her free time, she enjoys being outside enjoying nature.

831.477.8483 Direct
831.515.5311 Fax
kwiseman@bayfed.com
NMLS ID #1977134

Meet Camac
Home Loan Consultant

Camac Serna first joined Bay Federal in 1999 as a teller in the Santa Cruz branch before leaving to pursue a career in mortgages and other financial services. He strongly believes that Bay Federal is different than other financial institutions, and is happy to be back with the BayFed team.

“I am excited to provide the best service for our members and match them with the best solutions for their home lending needs. I’m also thrilled to be back with Bay Federal and support the Salinas community!”

Camac lives in Salinas with his wife.

831.477.8555 Direct
831.515.5311 Fax
cserna@bayfed.com
NMLS ID #846967

Meet Erin
Home Loan Consultant

Erin was born and raised in Santa Cruz, and she joined Bay Federal in 2013. As a Home Loan Consultant, Erin has exceptional attention to detail and is dedicated to helping our members.

“I love meeting with borrowers,” Erin says. “I financed my own home through Bay Federal, so I like to draw on my personal experience to deliver the best possible service to our members.”

Erin is currently pursuing a bachelor’s degree in Business Administration from San Jose State University, and she enjoys spending time with her daughter in the great outdoors.

831.477.8543 Direct
831.515.5311 Fax
edavidson@bayfed.com
NMLS ID #1731825

Meet Patrick
Home Loan Consultant

Patrick Beaver has made lending his career for the better part of the past decade. He came to Bay Federal in 2009, starting as a teller, and worked his way up to a Home Loan Consultant.

“I make an effort to know the products we offer inside and out so I can best help our members,” Patrick says.

Patrick has a reputation as a good listener, and he is highly regarded as a resource among his peers. He frequently garners recognition from those he helps through the home buying process. Patrick is an Aptos High alum who enjoys surfing and building sand castles with his daughter, Kaylee.

831.477.8576 Direct
831.515.5311 Fax
pbeaver@bayfed.com
NMLS ID #907721

Meet David
Home Loan Sales Manager

David Torres was born and raised in Santa Cruz, and joined Bay Federal Credit Union as a Home Loan Consultant in August, 2014. Prior to joining the Credit Union, David had served as a mortgage banker at Chase Bank and Stonegate Mortgage.

“My goal is to provide a great home loan experience for our members,” he says.

David holds a B.A. in Economics from San Jose State University and lives in Santa Cruz with his wife and children.

831.477.8696 Direct
831.345.0841 Cell
831.515.5311 Fax
dtorres@bayfed.com
NMLS ID #667695

Jumbo Home Loans

Meet The Team

If you would like a Bay Federal Home Loan Consultant to contact you, please complete and submit the following information. Please know we can only assist with home purchases or refinances in the state of California.