* Enter to win up to $5,000 in cash for your home. To enter and review full sweepstakes details, visit www.bayfed.com/homesweepstakes. No purchase necessary. Odds of winning dependent upon total entries received.
**Offer applicable to all first and second mortgages, including HELOCs, with a minimum loan amount of $40,000 and a maximum of $3,000,000. One free appraisal per transaction. If mortgage guidelines require more than one appraisal, borrower must pay for second appraisal. Offer does not apply to reinspection costs, if required.
Loans are subject to credit approval and program guidelines. Interest rates and programs terms are subject to change without notice. Property insurance is required. Other restrictions may apply. Bay Federal Credit Union membership required at the time of closing. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, ext. 304.
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