What’s the Difference Between ACH and Wire Transfers?

May 1, 2024

In 2024, there’s no shortage of ways to electronically transfer funds between accounts. From platforms like Zelle and Venmo, to direct deposits, the options are almost endless. Let’s take a look at two popular ways to transfer funds, automated clearing house (ACH) and wire transfers, and then explore their key differences.

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Important Security Alert: Stay Safe from Fraudulent Sites

April 10, 2024

In recent times, we've observed a notable increase in the number of fraudulent websites aiming to deceive individuals across the financial sector. This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to commit phishing attacks.

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Important Security Alert: Stay Safe from Fraudulent Sites

Bay Federal's Annual Meeting is on May 21, 2024

April 4, 2024

On May 21, 2024 at 6:00 PM, join us for an informational summary of our 2023 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
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Money Tips for College Students

March 29, 2024

Hello, college, hello, money worries!

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Don’t Sleep On Your Savings: Avoiding Dormant Accounts

March 7, 2024

The best thing to do with a savings account is to let it sit and earn dividends. However, don’t forget about it so long that it becomes dormant.

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6 Ways to Tell If a Website is Safe

February 9, 2024

In today's world, where many people spend hours of each day browsing the internet, staying safe online is paramount. The web is rife with scammers employing sophisticated tactics to get at your money and information. Fortunately, with protective measures, you can easily avoid unsafe websites.

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How Do I Prepare for Tax Season?

February 8, 2024

It’s great that you’ve started getting ready for tax season way before the deadline, but it sure can be overwhelming. No worries, though; we can help! Here’s how to prepare for tax season.

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The Procrastinator’s Guide to Holiday Savings

November 10, 2023

For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. Here are a few savings strategies to help you save this season.

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The Importance of Saving for a Rainy Day

November 10, 2023

Life is full of surprises, and some of them can be expensive. Whether it’s a medical emergency, job loss, car repairs, or any other unforeseen event, having a financial safety net can provide a sense of security and stability.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.