What’s the Difference Between ACH and Wire Transfers?
May 1, 2024
In 2024, there’s no shortage of ways to electronically transfer funds between accounts. From platforms like Zelle and Venmo, to direct deposits, the options are almost endless. Let’s take a look at two popular ways to transfer funds, automated clearing house (ACH) and wire transfers, and then explore their key differences.
Continue readingWhat’s the Difference Between ACH and Wire Transfers?
Important Security Alert: Stay Safe from Fraudulent Sites
April 10, 2024
In recent times, we've observed a notable increase in the number of fraudulent websites aiming to deceive individuals across the financial sector. This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to commit phishing attacks.
Continue readingImportant Security Alert: Stay Safe from Fraudulent Sites
Bay Federal's Annual Meeting is on May 21, 2024
April 4, 2024
On May 21, 2024 at 6:00 PM, join us for an informational summary of our 2023 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
3 Things Teens Can Do This Summer To Boost Earning Potential
March 29, 2024
Believe it or not, summer break is right around the corner.
Continue reading3 Things Teens Can Do This Summer To Boost Earning Potential
Don’t Sleep On Your Savings: Avoiding Dormant Accounts
March 7, 2024
The best thing to do with a savings account is to let it sit and earn dividends. However, don’t forget about it so long that it becomes dormant.
Continue readingDon’t Sleep On Your Savings: Avoiding Dormant Accounts
6 Ways to Tell If a Website is Safe
February 9, 2024
In today's world, where many people spend hours of each day browsing the internet, staying safe online is paramount. The web is rife with scammers employing sophisticated tactics to get at your money and information. Fortunately, with protective measures, you can easily avoid unsafe websites.
How Do I Prepare for Tax Season?
February 8, 2024
It’s great that you’ve started getting ready for tax season way before the deadline, but it sure can be overwhelming. No worries, though; we can help! Here’s how to prepare for tax season.
The Procrastinator’s Guide to Holiday Savings
November 10, 2023
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. Here are a few savings strategies to help you save this season.
Continue readingThe Procrastinator’s Guide to Holiday Savings
The Importance of Saving for a Rainy Day
November 10, 2023
Life is full of surprises, and some of them can be expensive. Whether it’s a medical emergency, job loss, car repairs, or any other unforeseen event, having a financial safety net can provide a sense of security and stability.
