Give Back with Every Purchase

Every purchase with your Bay Federal Visa® Credit Card supports local families in need from November 29 through December 3.

From Black Friday to Giving Tuesday, Your Shopping Makes a Difference!

For every Bay Federal Visa® Credit Card transaction made locally between Black Friday and Giving Tuesday, we'll donate $1 to our local foodbanks—or $0.25 if the transaction is out of the tri-county area.

Every purchase you make helps to provide meals and support for families right here in our community. Whether you’re shopping in-store, paying online, or using your mobile wallet, your card usage supports Second Harvest Food Bank of Santa Cruz County, Food Bank for Monterey County, and Community FoodBank of San Benito County during the holiday season.

How it Works

  • Use your Bay Federal Visa® Credit Card for purchases from November 29 to December 3, 2024.
  • Pay in-store, online, or with your mobile wallet—every transaction makes a difference.
  • We’ll donate $0.25 per transaction to local food banks.
  • Shop local in Santa Cruz, Monterey, or San Benito Counties, and we’ll donate $1 per transaction!

Add your Bay Federal Visa® Credit Card to your mobile wallet or favorite online shopping accounts like Amazon to make giving back even easier!

Make Every Purchase Count—Wherever You Shop!

  • In-Store: Swipe, dip, or tap your Bay Federal Visa® Credit Card at the register.

  • Online Shopping: Add your card to your favorite online stores like Amazon or Target for quick and secure checkouts.

  • Mobile Wallet: Link your Bay Federal card to Apple Pay, Google Pay, or Samsung Pay to tap and pay effortlessly.

  • Charitable Donations: Make your one-time or recurring donations with your Bay Federal card to provide an extra benefit to our community!

Features available on all our Credit Cards

  • Convenient Access, Local Assistance
    24/7 access online with Mobile and Online Banking. You can also talk to a Bay Federal Team Member for personalized assistance; we are based right here in Santa Cruz and Monterey County!

  • No International Transaction Fees
    Find freedom from unnecessary fees when traveling abroad. Avoid international transaction fees by using any Bay Federal Credit Card!

  • Fraud Prevention Notifications
    We monitor your accounts for fraud and unusual activity, and will notify you if we see anything suspicious.

  • Zero Liability Protection*
    Report unauthorized charges when you see them and Visa’s Zero Liability Protection ensures you will not be responsible for those unauthorized transactions made in a store, over the phone, or even online.

  • Contactless and Digital Wallet Enabled
    Change the way you pay with the same security as using the chip. You can Tap to Pay in seconds without inserting your card! For even more convenience, add your card to Apple Pay, Google Pay, or Samsung Pay and leave your plastic at home.

Features available on all our Credit Cards

The campaign applies to qualifying purchases made with a Bay Federal Visa® Credit Card from November 29 to December 3, 2024. Donations will be divided equally among Second Harvest Food Bank of Santa Cruz County, Food Bank for Monterey County, and Community FoodBank of San Benito County. Qualifying transactions do not include cash advances, ATM transactions, balance transfers, fees, or credits. Bay Federal Credit Union reserves the right to modify or terminate the campaign at any time.

*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bay Federal Credit Union immediately of any unauthorized use.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.