How it Works
- Use your Bay Federal Visa® Credit Card for purchases from November 29 to December 3, 2024.
- Pay in-store, online, or with your mobile wallet—every transaction makes a difference.
- We’ll donate $0.25 per transaction to local food banks.
- Shop local in Santa Cruz, Monterey, or San Benito Counties, and we’ll donate $1 per transaction!
Add your Bay Federal Visa® Credit Card to your mobile wallet or favorite online shopping accounts like Amazon to make giving back even easier!
Make Every Purchase Count—Wherever You Shop!
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In-Store: Swipe, dip, or tap your Bay Federal Visa® Credit Card at the register.
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Online Shopping: Add your card to your favorite online stores like Amazon or Target for quick and secure checkouts.
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Mobile Wallet: Link your Bay Federal card to Apple Pay, Google Pay, or Samsung Pay to tap and pay effortlessly.
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Charitable Donations: Make your one-time or recurring donations with your Bay Federal card to provide an extra benefit to our community!
Features available on all our Credit Cards
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Convenient Access, Local Assistance
24/7 access online with Mobile and Online Banking. You can also talk to a Bay Federal Team Member for personalized assistance; we are based right here in Santa Cruz and Monterey County! -
No International Transaction Fees
Find freedom from unnecessary fees when traveling abroad. Avoid international transaction fees by using any Bay Federal Credit Card! -
Fraud Prevention Notifications
We monitor your accounts for fraud and unusual activity, and will notify you if we see anything suspicious. -
Zero Liability Protection*
Report unauthorized charges when you see them and Visa’s Zero Liability Protection ensures you will not be responsible for those unauthorized transactions made in a store, over the phone, or even online. -
Contactless and Digital Wallet Enabled
Change the way you pay with the same security as using the chip. You can Tap to Pay in seconds without inserting your card! For even more convenience, add your card to Apple Pay, Google Pay, or Samsung Pay and leave your plastic at home.
The campaign applies to qualifying purchases made with a Bay Federal Visa® Credit Card from November 29 to December 3, 2024. Donations will be divided equally among Second Harvest Food Bank of Santa Cruz County, Food Bank for Monterey County, and Community FoodBank of San Benito County. Qualifying transactions do not include cash advances, ATM transactions, balance transfers, fees, or credits. Bay Federal Credit Union reserves the right to modify or terminate the campaign at any time.
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bay Federal Credit Union immediately of any unauthorized use.