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We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Does Home Loans

You may reach us via phone, email or snail mail!

You may contact us during regular business hours at 831.479.6000 or 888.4BAYFED. Our Member Service Center business hours are Monday, Tuesday & Thursday 8 AM – 5 PM, Wednesday 10 AM – 5 PM, Friday from 8 AM – 6 PM and Saturdays from 9 AM – 3 PM.

Our mailing address is 3333 Clares Street, Capitola, CA 95010

For email communications, please submit the form below. Please note that due to privacy regulations, this email form is intended only for general questions not directly related to your specific account information.

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