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Home Lending

Affordable options and rates for home loans. Get Preapproved!

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Business Membership Savings

Your Business Membership Savings Account1 is the first account you'll open with Bay Federal Credit Union. The account:

  • Establishes your Credit Union membership and allows you to apply for other Bay Federal accounts and services
  • Open your account with as little as $100
  • Maintain a miniumum daily balance of $100 to avoid a monthly service charge

Other savings options include our Business Money Market1, 2 and Titanium Business Savings1, 3 accounts, which provide the flexibility of a liquid account and the ability to earn dividends. For those who prefer a guaranteed rate of return for a specific term, we also offer certificates.1 See our current rates for more information.


1See current Consumer and Business Fee Schedule for important information about fees and charges, available at branch locations and on this website.
2Required minimum balance: $1,500 to open the account, $2,500 minimum daily balance to earn dividends, $1,500 minimum daily balance to avoid monthly service charge.
3Required minimum balance: $25,000 to open the account, $100 minimum daily balance to earn dividends and avoid monthly service charge. 

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